Problems with your mail or late pays? Consider paying online ($5) by phone ($10) or Auto Pay - ACH (FREE) 

Late charges are assessed after the 16th day of the month on mortgages that do not have a payment made by 3:00 pm. 

Escrow Analysis letters out week of 3/13. Watch for payment changes. You can pay shortages online 3/20/23 to 4/21/23. Must request in writing to reanalyze after shortage is paid.